Mountain States Regional Office

(801) 281-0066 Ext 0

protect@legacyifs.com

A Comprehensive Product Portfolio

American Senior Benefits markets a broad portfolio of competitive health and life insurance products for seniors. We are committed to providing a product portfolio that keeps pace with new legislation, market trends and consumer demand.

Medicare Supplement & Advantage Plans

  • Many Companies and Plans to Choose From
  • Highly Competitive Rates
  • Electronic claims filing
  • Paper and Electronic Applications
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    Senior Whole Life Insurance

  • Level, Graded and Guaranteed Issue plans available
  • Yes/No applications with phone interview
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    Universal and Term Life Insurance

  • Fixed and Indexed Universal Life
  • Guaranteed Death Benefit Riders to age 120
  • Competitive Target Premiums
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    Comprehensive Long-Term Care

  • Expense incurred, pool-of-funds structure
  • Premium rate guarantee
  • Care by family members
  • Cash alternative that includes professional health care
  • 80/20 coinsurance option
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    Short-Term Convalescent Care

  • Provides benefits for short-term convalescent stays
  • No qualifying hospital stay requirement
  • Yes/No application with phone interview
  • Issue ages 45-80
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    Hospital & Acute Recovery Care

  • Provides a daily benefit for qualifying hospital and acute recovery care confinements
  • Pays entire daily benefit in addition to other coverage
  • Yes/No application
  • Issue ages 45-80
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    Annuities

  • Fixed Annuities with competitive interest rates
  • Income Riders with¬†competitive annual increases and more
  • Long Term Care Riders
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    Individual and Group Health Insurance

  • Individual and Group Plans with Secure Care, Humana and others